What credit score is needed for a mortgage?
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
10 Habits of People with Good Credit
People with good credit know that maintaining your credit is important for meeting your financial goals. If you want to buy a home, start a business, or purchase any items using a loan other type of financing, you will need a good credit score. Here are 10 habits of people with good credit: 1. They […]
How Holiday Shopping Impacts Your Credit
Before you begin your holiday shopping this year make a plan to budget. Most people who overspend during the holidays have failed to think about their budget at all. This type of spending can impact your credit, and likewise your financial future. We would like to help you better understand how holiday shopping can impact […]
Clean Up your Credit Score Before Home Buying
Your credit score is one of the main factors in determining your qualification for a mortgage loan. This article will help you understand your credit score and how to clean it up before you buy a home. Creditworthiness Have you heard the phrase, “the best predictor of future behavior, is past behavior” ? This is, […]
