5 Simple Habits for Organizing Your Finances
Organizing your finances can help make your life less stressful with some changes to your habits. The decisions you make about your money today can impact both your immediate and long-term future. Establishing some healthy financial habits can help you build your savings, keep up with due dates, and track your bigger financial goals. Big […]
Consolidate Credit Card Debt with a Cash Out Refinance
Is it beneficial to consolidate credit card debt with a cash out refinance? Anyone who has been behind on credit card payments knows that it can be tough to catch up. When it comes to your credit, keeping the balance in your favor is essential. If your payments are overwhelming your budget, it may be […]
15 year vs. 30 year Mortgage
The differences between a 15 year and 30 year mortgage can be important to homeowners and potential home buyers. There are advantages to consider in choosing the mortgage options that best fit your needs. Although fixed rate mortgages are structured the same, adjusting the loan term to 15 or 30 years makes a difference. The […]
What credit score is needed for a mortgage?
What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to qualify for a mortgage your credit score must reflect that you use credit responsibly. With a large financial risk at stake, conventional mortgage investors want to see […]
Get a Custom Interest Rate Quote
The interest rates on mortgages are NOT one size fits all. You can compare rates online and “shop for the best rate,” but the rates displayed on websites aren’t always representative of the interest rate that would be available to YOU. In fact, the best way to get an interest rate quote, is to speak […]
What is a Rate and Term Refinance?
It’s not every day that the average person thinks about mortgages. In fact, most American homeowners will make a mortgage transaction fewer than 7 times in their lives. When you get a “Rate and Term” refinance, you are adjusting the variables of your mortgage to better fit your financial needs. A few reasons to refinance […]
10 Habits of People with Good Credit
People with good credit know that maintaining your credit is important for meeting your financial goals. If you want to buy a home, start a business, or purchase any items using a loan other type of financing, you will need a good credit score. Here are 10 habits of people with good credit: 1. They […]
Low Interest Rates: Is it the right time to Refinance?
The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance […]
10 Mortgage Mistakes to Avoid: During the Mortgage Process
Making these mortgage mistakes during the mortgage process can have some big consequences. Delayed closings or even being denied for a loan due to these mortgage mistakes is something that we all want to avoid. Information is the key to your success make sure that you avoid these 10 common mortgage mistakes during the mortgage […]
Become a Homeowner in 2020
We would love to help you reach your goal to become a homeowner in the new year. With a steady income and a smart home buying plan you could become a homeowner this year. These 5 achievable New Year’s resolutions are the perfect start to become a homeowner in 2020. 1. Get Your Credit into […]
