Become a Homeowner in 2021
If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an […]
What is a Rate and Term Refinance?
It’s not every day that the average person thinks about mortgages. In fact, most American homeowners will make a mortgage transaction fewer than 7 times in their lives. When you get a “Rate and Term” refinance, you are adjusting the variables of your mortgage to better fit your financial needs. A few reasons to refinance […]
How long does it take to close a mortgage?
This is one of the most asked mortgage questions. To answer this question fully, let’s take a look at steps in the mortgage process, the potential delays, and the days to closing. Days to Closing The average closing time at TexasLending.com to 27 days. Our goal is to make the mortgage process as quick and […]
Low Interest Rates: Is it the right time to Refinance?
The COVID-19 crisis has impacted the mortgage industry in unique ways that have rarely been seen before. We are seeing historically low interest rates in combination with changes in market limits. These factors make it a unique time to refinance your mortgage. Let’s take a look at some of the considerations affecting your potential refinance […]
Home Equity Loans in Texas
If you are looking for a home equity loan in Texas, you are in the right place! At TexasLending.com we have been helping Texans with home equity loans for more than 20 years. Find the answers to your questions about home equity loans in Texas below: What is a home equity loan? Simply put, a […]
10 Mortgage Mistakes to Avoid: During the Mortgage Process
Making these mortgage mistakes during the mortgage process can have some big consequences. Delayed closings or even being denied for a loan due to these mortgage mistakes is something that we all want to avoid. Information is the key to your success make sure that you avoid these 10 common mortgage mistakes during the mortgage […]
What is a Reverse Mortgage?
If you have ever wondered, “what is a reverse mortgage?” You are not alone. This is a very common question, and the answer is both simple and complex. The purpose of this article is to help you better understand reverse mortgage programs. As well as, how this type of mortgage benefits homeowners. The Easy Answer […]
Fall Home Improvement Ideas
The Fall brings cooler temperatures which are ideal for taking on home improvement tasks. As the cooler temperatures approach, make a plan to add these home improvement ideas to your to-do list. 1. Think Windows and Doors In the the summer windows and doors can swell in the hot and humid air. Swelling and sun […]
Mortgage Interest Rates: Buying & Refinancing
Interest rates are often a topic of conversation when people start talking about the housing market. However, finding the mortgage option that is best for you is not just about the interest rates you find online. In this article we will discuss interest rates and how they factor into your mortgage options. Can I shop […]
Mortgage Interest Rates Today
Mortgage interest rates are often a topic of conversation when people start talking about the housing market. However, finding the mortgage option that is best for you is not just about the interest rates you find online. In this article we will discuss mortgage interest rates and how they factor into your mortgage options. Can […]
