Buying a Home in 2023
If you are planning to buy a home in 2023, there are some unique market factors to consider this year. You will also find that organization and financial preparedness, will make your experience significantly easier. Let’s talk about the 2023 housing market outlook for Texas home buyers and what you can do to be better […]
Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
How much is the down payment for a house in Texas?
If you are ready to start planning for your first home purchase… asking “How much is the down payment for a house?” is the right place to begin. You will need some savings as a new home buyer. So planning for the down payment and other upfront costs of buying a home is key to […]
Buying a Home in the Spring
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to warm back up after the low inventory months of the winter. The summer months can be over crowded and a highly competitive time for potentially […]
Home Buying: What is Earnest Money?
Earnest money can sweeten the deal when you are submitting an offer to buy a home. However, many first-time home buyers aren’t familiar with earnest money and how it works. Let us answer some of the most frequently asked earnest money questions for you: What is earnest money? Money that is given in earnest to […]
Become a Homeowner in 2022
How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make 2022 a unique time to buy a home in Texas. We look forward to helping many home buyers purchase their first home this year. In the past […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
The Benefits of a VA Mortgage
The Benefits of a VA Mortgage The primary goal of the VA mortgage program is to make home ownership affordable for qualifying members of the US military and their spouses. There are a number of benefits that a VA mortgage provides in comparison to a conventional mortgage. These are a the benefits of a VA […]
How Much House Can I Afford?
How much house can I afford? This is often one of the first questions that potential home buyers ask before starting their home search. Asking your lender this question and applying for mortgage pre-approval is likely the best way to fully understand the flexibility of your home buying budget. While you may know how much […]
How to Get Pre Approved for a Mortgage
The first thing you should do before shopping for a home is get pre approved for a mortgage loan. Buying a home is the biggest financial investment that most Americans will make in their lifetimes. We are happy to give you the information needed to begin. How to get Pre-Approved for a Mortgage: 1. Check […]
