Home Buying: What is Earnest Money?

Earnest money can sweeten the deal when you are submitting an offer to buy a home. However, many first-time home buyers aren’t familiar with earnest money and how

Is Now the Best Time for a Cash-Out Home Equity Refinance?

Texas homeowners may have an advantage in the current housing market. The right conditions could make this the best time for many homeowners to consider a cash-out home

15 year vs. 30 year Mortgage

The differences between a 15 year and 30 year mortgage can be important to homeowners and potential home buyers. There are advantages to consider in choosing the mortgage

Become a Homeowner in 2022

How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make

Custom Down Payment Savings Plan

Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the

Mortgage Payment Calculator

Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator

Holiday Budget Planner

Holiday Budget Planner The most common reason that people over spend during the holidays, is that they don’t even think about how much they are spending. Putting a

How to Drop Mortgage Insurance

Do you know that you can drop mortgage insurance from your home loan? We don’t think you should be paying more for your mortgage than you have to.
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