Seller-Paid Rate Buy down: Strengthening Your Offer
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including this request in your offer will strengthen your offer while making your potential monthly mortgage payments more affordable. In this unique moment in the housing […]
HELOC vs. Cash Out Refinance
What are the differences in a HELOC vs. Cash Out Refinance? Utilizing your home equity can be a good financial solution for many homeowners. If you have owned a home in Texas for at least a few years, you likely hold equity in your home. There are two popular loan options for accessing your equity. […]
How long does it take to get a Cash Out Refinance?
If you are looking to access the equity in your home, you may be wondering about the timing of this process. How long it takes to get a cash out refinance depends on a few factors. Your application, submitting documents, appraisal, and the federal mortgage lending guidelines all play a role in the timing of […]
Home Buying for Remote Workers
There are more opportunities to work remotely than ever before. Which means that a number of potential home buyers are looking for the perfect combination of home, and home office space. Remote work is changing the way many people approach buying and selling homes. There are a few specific needs that remote workers have for […]
9 Ways to Lower Your Summer Electricity Bills
Looking for ideas to lower the cost of your summer electricity bills is smart. The summer heat can easily burn up your budget with high energy bills. Increasing the efficiency of the systems in your home, practicing some energy conservation, and updating some features of your home can help to save you money. In the […]
Are We in a Housing Bubble?
There is talk going around that we are currently in a Housing Bubble. In recent years home values have risen at a record-setting pace. Concerns about inflation and a potential recession have some people worried that home values are going to suddenly drop. This is a fear that we would like to put to rest, […]
How much is the down payment for a house in Texas?
If you are ready to start planning for your first home purchase… asking “How much is the down payment for a house?” is the right place to begin. You will need some savings as a new home buyer. So planning for the down payment and other upfront costs of buying a home is key to […]
The Cost of Waiting to Buy a Home in Texas
What is the potential cost of waiting to buy a home in Texas? It’s no secret that the housing market in Texas has seen some big changes in the last few years. With the rise in home prices and the low inventory of homes for sale, sellers have the advantage in the market. Many potential […]
Consolidate Credit Card Debt with a Cash Out Refinance
Is it beneficial to consolidate credit card debt with a cash out refinance? Anyone who has been behind on credit card payments knows that it can be tough to catch up. When it comes to your credit, keeping the balance in your favor is essential. If your payments are overwhelming your budget, it may be […]
What do higher interest rates mean for first time home buyers?
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases in homes in major metropolitan areas and even some smaller Texas cities in the last two years. There are more potential home buyers in the […]
