How Much House Can I Afford?
How much house can I afford? This is often one of the first questions that potential home buyers ask before starting their home search. Asking your lender this question and applying for mortgage pre-approval is likely the best way to fully understand the flexibility of your home buying budget. While you may know how much […]
Competing in a Seller’s Market: Homebuyer Guide
Competing in a Seller’s Market The housing market is HOT! Home’s are receiving multiple offers after being listed on the market for just a few hours. Many potential home buyers are frustrated with the competition and all of the challenges that a seller’s market brings. If you are looking to buy a home in a […]
buyer’s market vs seller’s market
The difference between a buyer’s market and a seller’s market is the advantage of negotiating power to one party in the transaction or the other. The primary evaluation of the buyer’s or seller’s market is based on the basic principal of supply and demand. There can also be divides in the market based on other […]
Home Search Wants and Needs Checklist
Are you ready to begin searching to buy a new home? Planning can help save you time, money, and some stress when you are buying a home. It is a great idea to sit down and make a few decisions about the things that are most important to you in your new home. Let’s take […]
Choosing the Best Mortgage When Buying a Home
Choosing the best mortgage when you buy a home is important. However finding the best mortgage option is not the same for everyone. Your financial outlook, credit history, and the specific mortgage terms deserve consideration when deciding which option is best for you. Take a closer look at these variables when choosing the best mortgage […]
20 Quick Tips for Home Buyers
This list of tips for home buyers gets straight to the point. No need to beat around these topics, these clear and concise pieces of advice are more valuable without minced words. Here are 20 excellent quick tips for home buyers: 1. You should be pre-approved by a lender and ready to make an offer, […]
How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial […]
Become a Homeowner in 2021
If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an […]
How to Prepare for Your First Mortgage
You can help yourself transition into home ownership easier by preparing for your first mortgage. Setting savings goals, minding your credit score, getting pre approved, and knowing how much home you can afford will help you prepare for success. As a new home owner you will definitely learn a few new things. There is no […]
Home Insurance vs. Home Warranty Coverage
A home warranty policy and home insurance policy serve home owners in different ways. These two policies for protecting your home are different in their coverage and use. As a new home owner you may not know which policy covers the issues you encounter with your home. Use the lists below to help you know […]
