6 Ways to Save Money on Your Mortgage
Being strategic can help you save money on your mortgage. Buying a home is the largest investment that most Americans make in their lifetime. Your mortgage will potentially be a part of your financial plan for the next 30 years. Understanding how to get the best deal on your home loan and knowing the money-saving […]
How to Get the Best Mortgage Rate in Texas
How can you get the best mortgage rate in Texas? When shopping for a mortgage, comparing interest rates is the primary way that homeowners and home buyers choose a mortgage. This can be a way to compare the total cost of the loan. Your interest rate is customized to the type of loan, loan term, […]
HELOC vs. Cash Out Refinance
What are the differences in a HELOC vs. Cash Out Refinance? Utilizing your home equity can be a good financial solution for many homeowners. If you have owned a home in Texas for at least a few years, you likely hold equity in your home. There are two popular loan options for accessing your equity. […]
How long does it take to get a Cash Out Refinance?
If you are looking to access the equity in your home, you may be wondering about the timing of this process. How long it takes to get a cash out refinance depends on a few factors. Your application, submitting documents, appraisal, and the federal mortgage lending guidelines all play a role in the timing of […]
Buy? Sell? Rent? or Stay? in the 2022 Housing Market
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer some big questions. What is happening in the housing market in Spring and Summer months of 2022? There are a combination of factors that make […]
Home Buying: What is Earnest Money?
Earnest money can sweeten the deal when you are submitting an offer to buy a home. However, many first-time home buyers aren’t familiar with earnest money and how it works. Let us answer some of the most frequently asked earnest money questions for you: What is earnest money? Money that is given in earnest to […]
15 year vs. 30 year Mortgage
The differences between a 15 year and 30 year mortgage can be important to homeowners and potential home buyers. There are advantages to consider in choosing the mortgage options that best fit your needs. Although fixed rate mortgages are structured the same, adjusting the loan term to 15 or 30 years makes a difference. The […]
Custom Down Payment Savings Plan
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you can give yourself is key to making a savings plan that is just right for you. There are a few upfront costs to buying a […]
Mortgage Payment Calculator
Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator can be a great tool to estimate your potential monthly mortgage payment. Adjusting the numbers in each field can help you take a look at the numbers […]
How to Drop Mortgage Insurance
Do you know that you can drop mortgage insurance from your home loan? We don’t think you should be paying more for your mortgage than you have to. That’s why it’s a good idea to keep an eye on the mortgage insurance that could be structured into your loan. Dropping your mortgage insurance can save […]
