How Do Student Loans Impact Mortgage Qualification?
If you have student loan debt, you may be wondering how it will impact your ability to qualify for a mortgage. Buying a home does require some assessment of your financial outlook. There are a few ways that your student loans will require consideration in becoming a homeowner. Let’s take a look at the financial […]
Become a Homeowner in 2021
If you have a goal to become a homeowner in 2021, it can help to know the possible challenges of home buying in this unique year. Each year we post an article about setting a goal to become a homeowner in the new year. This year, we know that the COVID-19 pandemic has made an […]
Why do I need an Appraisal?
If you are looking to buy a home or your are considering refinancing your current mortgage, you may want to know… Why do I need an appraisal? Appraisals are required for almost all mortgage loans. A licensed professional appraiser must make a complete evaluation of the property being financed and provide a report determining the […]
Customer Loyalty Program Benefits
At TexasLending.com we designed the Customer Loyalty program to help us serve you better. If you have previously closed and funded a loan through TexaLending.com, we will apply a $600 credit towards your closing costs to show our gratitude as a return customer. You must have a previously closed mortgage loan through TexasLending.com to qualify […]
Why You Should Write Down Your Goals
Writing down and reviewing information helps you to remember details and make connections to larger concepts. Your goals are something that you should keep in mind, but is thinking about them enough? Or should you be writing the details of your goals down on paper? When you break your goals down into smaller more achievable […]
How to Prepare for Your First Mortgage
You can help yourself transition into home ownership easier by preparing for your first mortgage. Setting savings goals, minding your credit score, getting pre approved, and knowing how much home you can afford will help you prepare for success. As a new home owner you will definitely learn a few new things. There is no […]
Home Insurance vs. Home Warranty Coverage
A home warranty policy and home insurance policy serve home owners in different ways. These two policies for protecting your home are different in their coverage and use. As a new home owner you may not know which policy covers the issues you encounter with your home. Use the lists below to help you know […]
How long does it take to close a mortgage?
This is one of the most asked mortgage questions. To answer this question fully, let’s take a look at steps in the mortgage process, the potential delays, and the days to closing. Days to Closing The average closing time at TexasLending.com to 27 days. Our goal is to make the mortgage process as quick and […]
Home Buying Safety: COVID-19 Crisis
Are you ready to buy a home, but concerned about the safety of the home buying process during the COVID-19 health crisis? We are happy to share this information on how Texas home buyers can safely purchase a home. We are seeing changes in the real estate market, and changes in life in general during […]
Monthly Budget Analysis & Planner
What do you really want? Is it owning your own small business or buying a home? Do you know how much money your spend each month on entertainment, eating out, or subscription services? Taking a comprehensive look at your monthly spending habits can help you reach your financial goals. There is an advantage to knowing […]
